Reimbursement - how it works
1. Medical Treatment: You undergo Surgery at Aryan Eye Clinic and Day Care Surgery Centre
2. Expense Payment: You pay for the medical expenses out of your own pocket.
3. Document Collection: You gather all the necessary documents, including bills, receipts, medical records, and a duly filled claim form that we will provide
you with.
4. Claim Submission: You submit the claim form and supporting documents to the insurance company.
5. Reimbursement: Once the claim is approved, the insurance company reimburses you for the eligible expenses as per the policy terms.
Cashless procedures
1. Pre-authorisation-the hospital and a mail to the concerned TPA to get an initial approval( payment amount
2. Final approval- this happens after surgery when we send the final bill and the final amount is sanctioned.
3. Deposit- it is the difference between your total bill and the initial approval that has to be paid before surgery.
4. Refund: is generally on the same day and is full if the final approval is the same as the total bill. With some TPA is,
we may return the deposit till final settlement.
5. Final Settlement: When the hospital account is credited with the payment from the insurance company.
6. Documents : Policy Copy and your Aadhar card with address.